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Case Study
Loan Origination
 



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Loan Origination

Indus Loan Origination
The Indus Loan Origination module is an integrated multi portfolio solution that adapts to your business model.
The Indus Loan Origination Module provides the user the ability to capture comprehensive customer data. It will identify potential duplication and provides workflow management with features to manage and assign cases. It can interface with external credit bureaus, internal negative databases, the telephone directories, and external agencies for conducting field investigation or verification.
The Loan Origination Module can also interface with a Core Banking System or a General Ledger.

Product Overview
Indus Loan Origination handles the processing of loan applications right from entry of application, credit appraisal, and approval till disbursement.

 
Highlights

The comprehensive application-processing product takes care of:
  • Multiple products
  • Multi location deployment and over WAN, LAN and Internet
  • User configurable products
  • Configurable Work Flow
  • Multi-platform experience
  • Provides a robust Credit Evaluation Engine
  • Underwriting related activities
  • Capability to Interfaces with any General Ledger System, Core Banking System, Credit Bureaus and Negative Databases
  • Portfolio securitization
  • Document tracking
  • Multiple / Partial Disbursement
  • Indus Loan Origination System comes with a parameterizable De-duplication and Credit Scoring Engine allowing millions of applications to be evaluated consistently. This boosts the performance and productivity of the business teams.

Voice of the Customer

This is indeed a good ending for the year, which will enable us to book more business and have more MIS. I have to say that the Loan Origination System Team demonstrated a "can do" attitude, which has been confirmed by the successful implementation of this initiative with minimum issues.    
Ralph Watungwa
Standard Chartered Bank